Switzerland residency by investment
Residing in Switzerland vialump-sum taxation– paying a fixed tax instead of tax on global income.
Free profile assessmentIntroduction
Switzerland residency by investment programme
Switzerland grants residence to financially independent non-EU/EFTA citizens through thelump-sum taxationregime (forfait fiscal): paying a fixed tax based on living expenses rather than global income or assets.
Participants are not permitted to work in Switzerland, in exchange for world-leading quality of life, safety, and a position at the heart of a global financial centre.
Programme Overview
Key highlights
Benefits
What the investor receives
- Residing in SwitzerlandThe right to live in one of the world's safest countries.
- Fixed taxPaid based on living expenses, not global income.
- Top-tier quality of lifeSuperior healthcare, education, and environment.
- Financial centreWorld-class banking and wealth management ecosystem.
- Includes familySpouse and dependent children.
- Access to EuropeCentral location, convenient for travel.
Start your journey with Prosperous Living Investment
Investment options
Swiss residency via lump-sum taxation is based on an agreed fixed tax amount with cantonal authorities.
~CHF 435,000 per year
Lump-sum taxation
Agreement on a fixed tax amount with the canton (federal minimum approximately CHF 435,000, or 7 times the rental value), depending on the specific canton.
Residency by investment pathway
Implementation process
Consultation and canton selection
Selecting the appropriate canton and assessing lump-sum tax eligibility.
Lump-sum tax negotiation
Agreeing on a fixed tax amount with the cantonal tax authorities.
Rent or buy accommodation
Maintain an actual place of residence in Switzerland.
Submission of residency application
Preparation and submission of the residence permit application.
Receive Residence Permit B
Receive the residence permit and renew according to regulations.
Programme requirements
Participation requirements
Age and nationality
From 18 years old, must be a non-EU/EFTA citizen.
Police clearance certificate
Clean record and successful background check.
No employment in Switzerland
Must not engage in income-generating activities in Switzerland.
Financial capacity
Ability to meet the annual lump-sum tax requirement.
Accommodation and residence
Maintain an actual place of residence in the chosen canton.
Health insurance
Hold valid health insurance.
Start your journey with Prosperous Living Investment
Profile assessment – complimentary
The Prosperous Living Investment team provides personalised consultation, profile assessment, and develops a Swiss residency roadmap tailored to your goals.
Free profile assessmentWhy choose Prosperous Living Investment
Partnering with Prosperous Living Investment
Efficiency
Standardised processes, with close monitoring at every step until completion.
Transparency
Clear costs and timelines, with verified programme data.
Professionalism
A team of consultants with extensive experience in residency and citizenship by investment.
Frequently Asked Questions (FAQs)
Quick FAQs
Via lump-sum taxation based on living expenses, not global income.
Approximately CHF 435,000 per year at the federal level (2026), depending on the canton.
No. The lump-sum tax regime does not permit working in Switzerland.
No – some cantons have abolished it (Zurich, Basel-Stadt, Basel-Land…).
Yes, actual residence in Switzerland is required.
Spouse and dependent children.
Data provided byState Secretariat for Migration (SEM). Programme conditions are subject to change according to local government regulations – contact Prosperous Living Investment for updated advice.