Monaco residency by investment
Reside in Europe's premier financial centre – financial self-sufficiency category,no personal income tax.
Free profile assessmentIntroduction
Monaco residency by investment programme
Monaco does not have an “investment” programme in the traditional sense – residence rights are based onproof of financial capacity(bank deposits and accommodation) and a clean criminal record.
As a safe, prestigious country with no personal income tax, Monaco is a residency destination for high-net-worth individuals and families.
Programme Overview
Key highlights
Benefits
What the investor receives
- Residency in MonacoThe right to live in one of the most prestigious places in Europe.
- No personal income taxMonaco does not levy personal income tax (except for French citizens).
- Security and prestigeTop-tier safety and services.
- Financial and yachting hubHigh-end banking and wealth management ecosystem.
- Includes familySpouse and dependent children.
- Long-term residency roadmapGradual renewal up to a 10-year residence card.
Start your journey with Prosperous Living Investment
Investment options
Monaco residence rights are based on proof of financial capacity and actual accommodation in Monaco.
~€500.000 EURO
Financial proof
Open an account and deposit funds at a Monaco bank (many banks require from €500,000 EUR, some up to 1 million EUR), accompanied by renting or buying a property.
Residency by investment pathway
Implementation process
Consultation and assessment
Assessment of financial capacity and profile.
Open account, deposit funds
Open an account and deposit funds at a Monaco bank.
Rent or buy accommodation
Maintain actual residence in Monaco.
Submission of residency application
Submit residency application; non-EU nationals require a French long-stay visa.
Receive residence permit
Receive Monaco residence card and renew according to the roadmap.
Programme requirements
Participation requirements
Age
The main applicant must be 18 years of age or older.
Police clearance certificate
Clean record and successful background check.
Financial proof
Bank deposit in a Monaco bank as required.
Place of residence
Rent or own accommodation in Monaco.
Visa (non-EU)
Non-EU nationals require a French long-stay visa.
Presence
Minimum stay of approximately 3 months/year.
Start your journey with Prosperous Living Investment
Profile assessment – complimentary
The Prosperous Living Investment team provides personalised advice, assesses profiles, and develops a Monaco residency roadmap tailored to your stated goals.
Free profile assessmentWhy choose Prosperous Living Investment
Partnering with Prosperous Living Investment
Efficiency
Standardised processes, with close monitoring at every step until completion.
Transparency
Clear costs and timelines, with verified programme data.
Professionalism
A team of consultants with extensive experience in residency and citizenship by investment.
Frequently Asked Questions (FAQs)
Quick FAQs
No. This is residency by financial means, not an investment programme.
Usually from €500,000 EUR in a bank deposit, depending on individual bank requirements.
Monaco does not levy personal income tax (except for French citizens).
Minimum presence is required to maintain residency status.
A French long-stay visa is required before applying for Monaco residency.
Spouse and dependent children.
Data provided byMonaco Government public services portal. Programme conditions are subject to change according to local government regulations – contact Prosperous Living Investment for updated advice.