Malaysia residency by investment — Kuala Lumpur panorama

Malaysia residency by investment (MM2H)

Long-term residency in Southeast Asia via the programmeMalaysia My Second Home (MM2H)— from a US$150,000 deposit, residence card for up to 20 years.

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Introduction

Malaysia MM2H programme

Malaysia My Second Home (MM2H) is a long-term residency programme for foreigners, restructured into four tiers with varying investment levels and durations.

With a tropical climate, reasonable cost of living, international healthcare and education systems, and widespread English, Malaysia is an attractive destination for families and retirees.

Panorama of Kuala Lumpur city, Malaysia

Programme Overview

Key highlights

Minimum level
US$32,000 (deposit)
Processing time
3 – 6 months
Residence permit
5 – 20 years (by tier)
Presence requirement
90 days/year (under 50 years old)
Family
Spouse, children, parents
Format
Deposit + real estate
Quality of life in Malaysia

Benefits

What the investor receives

  • Long-term residency 5 – 20 yearsFlexible duration depending on the participating tier.
  • Reasonable cost of livingTropical climate, affordable prices.
  • International healthcare and educationQuality hospital and international school systems.
  • Includes familySpouse, children, and dependent parents.
  • Real estate ownershipPurchase and own property according to the regulations of each tier.
  • Widespread EnglishConvenient for living and working.

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Investment options

MM2H has four tiers, differing in deposit amount, real estate, residency duration, and work rights.

1Bank deposit — Silver tier condition

Silver

US$150,000 deposit

Periodic deposit with minimum real estate of RM600,000 — 5-year residence card.

2Financial accumulation — Gold tier condition

Gold

US$500,000 deposit

Deposit with minimum real estate of RM1,000,000 — 15-year residence card.

3Financial capacity — Platinum tier condition

Platinum

US$1,000,000 deposit

Deposit with minimum real estate of RM2,000,000 — 20-year residence card. Participation fee of RM200,000, the only tier permitted to work and conduct business.

4Forest City, Johor — location for the SEZ/SFZ tier

SEZ / SFZ

Deposit from US$32,000

US$65,000 for those aged 21–49, US$32,000 for those aged 50 and above, with a property at Forest City, Johor — 10-year residence card.

Prosperous Living Investment consultant advising a client and developing a roadmap

Residency by investment pathway

Implementation process

01

Consultation and tier selection

Determine the MM2H tier that fits your budget and goals.

02

Preliminary background check

Review financial profile and background.

03

Submit MM2H application

Prepare and submit the application to the programme authority.

04

Conditional approval

Receive a conditional approval letter from the authorities.

05

Deposit, purchase property, receive card

Open an account, make the deposit and property purchase, receive the residence card.

Programme requirements

Participation requirements

Age

From 25 years old; dependent parents are permitted to accompany.

Police clearance certificate

Must be of good character and pass security and background checks.

Finance

Meet the deposit level of the chosen tier. As of June 2024, the programme no longer assesses income.

Health and insurance

Medical examination and valid health insurance.

Real estate

Mandatory property purchase according to the tier price and held for at least 10 years.

Presence

Cumulative stay of 90 days per year for those under 50; those 50 and above are exempt.

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Profile assessment – complimentary

The Prosperous Living Investment team provides personalised consultation, assesses profiles, and builds a Malaysia residency roadmap tailored to your set goals.

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Why choose Prosperous Living Investment

Partnering with Prosperous Living Investment

Efficiency

Standardised processes, with close monitoring at every step until completion.

Transparency

Clear costs and timelines, with verified programme data.

Professionalism

A team of consultants with extensive experience in residency and citizenship by investment.

Frequently asked questions about residency and citizenship by investment

Frequently Asked Questions (FAQs)

Quick FAQs

90 cumulative days per year for those under 50. Those 50 and above have no presence requirement.

Yes. Each tier has its own minimum property price, and the property cannot be sold for 10 years.

Up to 50% can be withdrawn immediately after approval, only for property purchase, tuition fees, medical treatment, and travel within Malaysia.

The SEZ/SFZ tier at Forest City, Johor, with a US$32,000 deposit for those 50 and above. Across the peninsula, the Silver tier at US$150,000 is the lowest.

Spouse, dependent children, and parents.

MM2H is a long-term residency and does not automatically convert to PR or citizenship.

Data provided byofficial guidelines from the Ministry of Tourism, Arts and Culture Malaysia, updated on 10/02/2026. Programme conditions may change according to local government regulations — contact Prosperous Living Investment for updated advice.